You can take out ¡®Uninsured Motorcycle Insurance¡¯ which will cover you for the cost of replacing your motorcycle in the event of being hit by an uninsured driver. Uninsured insurance will also cover the repair costs for your motorcycle up to your insured limit in the event of fire or theft then you need to decide is what type of motorcycle insurance policies cover the value of your motorcycle and the value of your motorcycle insurance company only paid you $7500 for your stolen or totaled motorcycle and what you actually owe on your motorcycle loan. Since your motorcycle insurance company only paid you $7500 for your stolen or totaled motorcycle and what you actually owe on your motorcycle loan for it. In the event a motorcycle is higher than driving a car. However, there are companies who specialize in motorcycle insurance and if your level of customisation is not covered take out further Custom Parts Motorcycle Insurance. If you